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Dubai First Visa Silver Card
| Overview Welcome to the world of Dubai First Silver Credit Card. As a Dubai First Silver Card member you can enjoy the many exclusive features and privileges designed to meet your changing needs. - Access to cash worldwide at over 5 Million ATMs - Flexibility to make partial payments as low as 5% of statement balance - Annual membership fee AED 200 Free supplementary cards. |
HOUSEHOLD INSURANCE Free insurance up to AED 10,000 for household effects against accidental loss due to fire, burglary, or natural causes. |
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| SILVER CREDIT CARD BENEFITS AND PRIVILEGES LOAN ON PHONE Get an instant loan of up to 50% of your available credit limit. Pay in low interest, equal monthly installments |
TRAVEL ASSIST PROGRAM Get up to 7% discount on all your travel bookings. |
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| LIFE INSURANCE Get free life insurance up to AED 20,000. |
TRAVEL PROTECTION Free travel inconvenience insurance for baggage delay or loss, and flight delay. Free coverage for Emergency Hospitalization Expenses, and Personal Liability cover for AED 100,000. |
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| PURCHASE PROTECTION Free insurance for all purchases against theft, loss, or accidental damage for up to 365 days from the date of purchase. |
TRAVEL ACCIDENT INSURANCE Free travel accident insurance up to AED 600,000. |
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| ADDITIONAL ADVANTAGES - Lost/Stolen Card Indemnity - Withdraw up to 25% of your credit limit in cash from ATMs worldwide - 24-Hour Contact Center |
EASY PURCHASE PLAN Purchase any item, anywhere in the world and pay for it in convenient monthly installments of 3, 6, 12, 18 , 24 or 36 at a special low interest rate. All you need to do is use your Dubai First Credit Card and call Dubai First’s 24-hour Contact Center, on 04 - 506 8888, to avail the Easy Purchase Plan Read More |
Rewards Program
It’s easy
For every Dirham you spend on your Dubai First Credit Card you get 1 DubaiDinars.
It’s rewarding
You can keep accumulating DubaiDinars and exchange them for exciting gifts from the Rewards Catalogue.
Why use any other credit card or pay cash when using your Dubai First Credit Card gives you so much more? Just keep using your Dubai First Credit Card for all purchases - big or small and get free gifts!
Getting your gift is very easy!
- Check the accumulated DubaiDinars on your card statement, or call 04-506 8888
- Choose the gift / voucher of your choice from the Rewards Catalogue
- Just call 04-506 8888 to get your gift / voucher couriered to you
- No Form - No faxes - One call does it all!
Rewards Catalogue
Redeem your DubaiDinars for:
Retail & Shopping
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Gift Voucher worth AED 100 |
17,300 DubaiDinars |
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Gift Voucher worth AED 200 |
32,700 DubaiDinars |
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Gift Voucher worth AED 500 |
78,800 DubaiDinars |
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Fashion & Accessories
Jewellery
Fitness & Sport
Electronics & Appliances
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Home Décor
Philanthropy
Shopping Malls
Children's Corner
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Travel
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Gift Voucher worth AED 100 |
17,300 DubaiDinars |
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Gift Voucher worth AED 250 |
40,400 DubaiDinars |
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Gift Voucher worth AED 500 |
78,800 DubaiDinars |
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Gift Voucher worth AED 1000 |
155,700 DubaiDinars |
- Travel Assist Voucher
Electronics & Appliances
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Gift Voucher worth AED 100 |
17,300 DubaiDinars |
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Gift Voucher worth AED 500 |
78,800 DubaiDinars |
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Gift Voucher worth AED 1000 |
155,700 DubaiDinars |
- Panasonic
- Jumbo Electronics
- Eros Group
Fees
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Fee for Free |
50% Fee Waiver |
100% Fee Waiver |
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Silver Card |
15,400 DubaiDinars |
30,800 DubaiDinars |
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Gold Card |
30,800 DubaiDinars |
61,600 DubaiDinars |
Rewards program FAQs
What is Dubai First Rewards?
Dubai First Rewards is a program that rewards you for using your Dubai First Credit Card! You will be automatically enrolled into the program. Every time you use your Dubai First Credit Card (Primary or Supplementary) you accumulate Reward points, which we call DubaiDinars. These DubaiDinars can be exchanged for a variety of exciting gifts
How do I enroll in the Rewards Program?
Enrollment is automatic and free. All cardmembers are automatically enrolled on activation of their credit card.
How are my points calculated?
Every Dirham spent on your Dubai First Credit Card gets you a DubaiDinar. For example if you spend AED 1000, you will receive 1000 DubaiDinars.
Do I earn DubaiDinars for all my transactions?
You will earn DubaiDinars for all your retail purchases made anywhere in the world at the rate of one DubaiDinar for every Dirham spent on your Dubai First Credit Card.
How can I get DubaiDinars faster?
Simply by using your Dubai First Credit Card for all your transactions. For every eligible transaction, be it big or small, you can accumulate DubaiDinars. Be it in supermarkets, in department stores, in petrol stations, for buying your air tickets etc. - the more you use your Dubai First Credit Card, the faster you can accumulate DubaiDinars. So just keep using your Dubai First Credit Card instead of paying by cash or any other credit card and start earning DubaiDinars faster.
Can I start redeeming my DubaiDinars immediately?
Yes. You can start redeeming your DubaiDinars whenever you wish. There is no waiting period for you to start getting your gifts. DubaiDinars awarded under the DUBAI FIRST REWARDS PROGRAM will never expire. This means you can keep collecting your DubaiDinars. Your DubaiDinars will not expire until they are exchanged for gifts.
How do I know the number of DubaiDinars I have accumulated?
This will appear in your monthly credit card statement. You can also call Dubai First Contact Center on 04-506 8888 to know the number of DubaiDinars you have accumulated.
How can I get gifts for my DubaiDinars?
In the Rewards Catalogue you will find the gifts you can get with the number of DubaiDinars indicated against each item. You can call Dubai First Contact Center on 04-506 8888 and request for the gift of your choice. After you have confirmed your selection of the gift(s) / Voucher(s), we will arrange to send them to you.
Can I gift my DubaiDinars to somebody else?
No. Your DubaiDinars are not transferable and cannot be gifted to any person.
Can I redeem DubaiDinars for my Annual Membership Fees?
Yes you can. You can get either 100% of your full Annual Membership Fee or 50% of the Fee credited to your account. The number of DubaiDinars required for this is mentioned in the Catalogue.
Under what conditions DubaiDinars cannot be redeemed?
Cardmembers cannot redeem DubaiDinars if the minimum amount due is unpaid within the due date or if the DubaiFirst Credit Card account has been closed for credit / performance reasons.
Useful Information
First Secure from Dubai First Visa Card.
No other credit card protects you better.
For the unforeseen circumstances that may prevent you or your family from meeting your financial commitments, Dubai First introduces First Secure - a comprehensive credit card insurance cover that offers you complete protection against life¹s adversities. First Secure* covers your Dubai First Visa Card outstanding balance in case of:
- Death due to any cause, up to AED 100,000
- Permanent total disablement, up to AED 100,000
- Involuntary loss of employment**, up to AED 4,000 per month
- Hospitalisation cash benefit of AED 200 per day
All these benefits come to you FREE for the first one month. Thereafter, a nominal charge of 0.89% will apply on your monthly credit card balance. Secure the future of your family with First Secure from Dubai First, and give yourself the peace of mind you deserve.
*Terms and conditions apply.
**10% of your outstanding balance subject to a maximum of AED 4,000 per cardholder.