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CashBack MasterCard Gold
Benefits that Outweigh the Competition| Card Type | Dubai First Cash Back Gold MasterCard | Other Cash Back Cards | Frequent Flyer Card | Other Reward Cards | Telecom Cards |
| Benefits on Spend of AED 8,000 | 1.5% Cash Back | 1% Cash Back | 32,670 Miles | 96,000 Points | 144,000 Points |
| Cash Value | AED 1,440 cash back | AED 960 cash back | One way ticket to Istanbul worth AED 1230 | Gift vouchers worth AED 850 | Talk time worth AED 1440 |
With the Dubai First Cash Back Gold MasterCard you get these amazing benefits:
| CashBackBenefits Get Cash Back of up to 4.5% on your transactions. Cash Withdrawals, International Transactions, Utility Bill Payment & Balance Transfers bring you bonus cash back of up to 2%. |
RoadsideAssistance Be assured of safety on the roads with 24/7 Roadside Assistance. This service includes Free Towing, Battery Boosting, Lock Out Service, Fixing of a Flat Tire, Repairing Mechanica Failure and an Emergency Fuel Service. |
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| ExclusiveConcierge Experience unmatched convenience by letting our concierge desk run small errands for you. Call us to take advantage of these exclusive services:
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MaximumAssurance Maximum Assurance is a credit shield that covers the outstanding balance on your credit card in case of Death, Permanent Disability or Involuntary Loss of Employment. You also receive a Cash Benefit of AED 200 per day if you are hospitalized. |
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| PremiumPrivileges Enjoy lifestyle benefits with our complimentary Premium Privileges booklet. You get over 100 buy-1-get-1-free offers on Dining, Entertainment and Beauty. |
Bonus Benefits that come with the maximum Assurance
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| TravelBenefits Phone Dubai First Travel Assist to book your flights with 5% discount on the airfare and have the tickets conveniently delivered to your doorstep. Enjoy up to 7% discounts on Holiday Packages. |
PayPassTM Technology Your Dubai First Cash Back Gold MasterCard is equipped with PayPass™ technology. Simply tap your card on a PayPass™ reader to save time and enjoy convenience at select outlets for purchases of up to AED 100. To view the PayPass™ location click here. |
Lifestyle Benefits
Maximum Privileges & Benefits
Enjoy the prestige of a card that offers you outstanding service, exceptional purchasing power, and the recognition you deserve.Your Dubai First Gold MasterCard provides you with a range of upscale benefits not offered by any other card in this category. Harness the power of the best cash back benefits along with the most premium set of privileges and lifestyle services with your Dubai First Gold MasterCard.
1) Roadside Assistance*Your Dubai First Gold MasterCard provides you with complete peace of mind if your car breaks down. With a nationwide partner network of rescue vehicles and experienced automobile experts at your disposal, you can rest assured in case your cars stalls anywhere in the UAE. Roadside Assistance from Dubai First Gold MasterCard includes a string of services:
- Towing
- Battery Boosting
- Lock Out Service
- Fixing Flat Tyre
- Mechanical Failure
- Emergency Fuel Service
- International Driving Licence
- Car Registration**
For 24-hour Roadside Assistance call 04-335 5678.
*Any two of the above services can be availed for FREE once a year.
**Applicable government fees for car registration will require to be paid for by the cardmember.
2) Concierge Services
- Visa Drop-off at Airport
With convenient visa drop-offs at the airport, you can avoid long drives and rush hour traffic to get to the airport when you have family and friends visiting Dubai. Get two free visa deliveries a year to Dubai International Airport with your Dubai First Gold MasterCard. - Local Courier
Save yourself some valuable time and money and enjoy the convenience of two free local courier deliveries per month anywhere across the UAE with your Dubai First Gold MasterCard. - Ticket Delivery
No more waiting in queues to get tickets to your favourite movies or music concerts. Plan an evening of entertainment with movies/concert tickets delivered right to your door. Appropriate ticket charges will apply, two deliveries a month are free. - Purchases
Enjoy a stress-free driving experience in the UAE with free delivery of Salik cards and free delivery of parking cards to your doorstep. Appropriate charges will apply for Salik and parking cards, two deliveries a month are free. - Gift and Flower Delivery
One phone call is all you need to bring a smile to someone’s face in any part of the world with free delivery of gifts and flowers for special occasions. You’ll never have to be embarrassed for forgetting a special occasion again. Appropriate charges will apply, delivery is free. - Documentation Services
Your Dubai First Gold MasterCard makes all paperwork formalities a breeze with a host of handy documentation services that are critical when you’re living in the UAE. Enjoy the conveniences of free yearly passport renewals, health card pick-ups, maid visa processing and attestation services. Appropriate documentation charges will apply, one service of each type per year is free.
Concierge Services are available from 8:00 am to 8:00 pm everyday except Fridays and public holidays.
Please call 04-335 5678 to book your service.
Rewards
Maximum Cash Back
Tired of travel miles that take forever to accumulate? Or cards that give you benefits with strings attached? It’s time you experienced the practicality of cash back.
Presenting, Dubai First Gold MasterCard, the only credit card that gets you up to 4.5% cash back.
We understand that you need a credit card that not only saves you money, but also gives you convenience and control. So, we’ve developed a credit card that offers you just that.
Dubai First Gold MasterCard rewards you for every dirham you spend. Our cash back programme delivers the best payout in the industry with cash back on virtually any kind of spending.
- Up to 2.5% cash back on regular spend
- Up to 2.5% as bonus cash back on special categories of spend
- 2% cash back on balance transfers/loan on phone above AED 8,000 for 18 months tenure
How to earn your cash back
| Your spend per month | You earn |
| AED 1,000 – AED 4,999 | 1% |
| AED 5,000 – AED 9,999 | 1.5% |
| AED 10,000 – AED 14,999 | 2% |
| AED 15,000 + | 2.5% |
Bonus cash back
| Transaction | You earn |
| Cash back on balance transfers/loan on phone over AED 8,000 for 18 months tenure | 2% |
| Cash back on all transactions over AED 500 outside the UAE | 1% |
| Cash back on single transaction cash withdrawals over AED 2,000 | 1% |
| Cash back on all utility bill payment transactions (DEWA and Etisalat) | 0.5% |
Special Offers
Indulge in yourself with our choice of premium privileges, which provide special offers across dining, retail, entertainment, health and wellness and others.
To know more click here
Dining privileges
MasterCard Gold card lets you indulge in tempting epicurean pleasures with a booklet containing 100 Buy 1 get 1 offers which provide savings only a few can match.
First Travel Access privileges
From incredible getaways in the Caribbean, to trekking in the Himalayas, MasterCard Gold card travel privileges introduce you to some of the best kept secrets the world over.
Your travel access privileges provide you the following:
- Attractive discounts of up to 7% on travel packages booked through MMI travels
- 5% discount on airfare booked through travel assist
- Travel now and pay later through our 0% Easy Purchase Plan of up to 6 months
Financial Benefits
- Stay in complete control
MasterCard Gold card provides you total control of your finances, enjoy an interest-free credit period of up to 51 days when you pay 100% of your outstanding balance. You also have the flexibility to pay only the 5% minimum due on your outstanding balance as shown on your statement, within 21 days from your billing date. - Dial-a-Cheque facility
Need to send across a cheque for your child’s school fee or house rent? Call us to request for Dial-a-Cheque on your MasterCard Gold card and we will arrange a cheque with the requested amount to be delivered to your door step.
To know more click here - Loan on phone
An instant, low interest loan is available to you via the phone. You can pay the loan in equal monthly instalments over 3 to 24 months.
To know more click here - Balance Transfer
Benefit more by transferring your outstanding balance from other banks credit cards to MasterCard Gold card and enjoy special low interest rates. With a choice to repay the amount in 3 to 36 equal monthly instalments… your finances will be even easier to manage.
To know more click here - Easy Purchase Plans
Purchase any item greater than AED 1000 and nominate the same for our Easy Payment Plan with convenient monthly instalments of 3 to 36 months at a special interest rate.
To know more click here - Motor Insurance
Benefit from preferential rates and special benefits on comprehensive Motor Insurance due to our partnership with Oman Insurance.
To know more click here - Insurance Privileges
Maximum Assurance from Dubai First MasterCard.
No other credit card protects you better.
For the unforeseen circumstances that may prevent you or your family from meeting your financial commitments, Dubai First introduces Maximum Assurance - a comprehensive credit card insurance cover that offers you complete protection against life¹s adversities.
- Death due to any cause, up to AED 100,000
- Permanent total disablement, up to AED 100,000
- Involuntary loss of employment**
- Hospitalisation cash benefit of AED 200 per day.
Bonus Benefits
In addition, Dubai First provides unparalleled benefits such as:
- Life insurance with a flat cash benefit of AED 25,000 for Classic MasterCard and AED 50,000 for Gold MasterCard.
- Comprehensive Travel Insurance of up to AED 1,000,000 including travel accident insurance, emergency assistance/hospitalisation, travel inconvenience insurance, personal liability insurance and free baggage loss/delay insurance. read more…
All these benefits come to you FREE for the first one month. Thereafter, a nominal charge of 0.89% will apply on your monthly credit card balance. Secure the future of your family with Maximum Assurance from Dubai First, and give yourself the peace of mind you deserve.
*Terms and conditions apply.
**10% of your outstanding balance subject to a maximum of AED 4,000 per month.
Useful Information
Customer Service
Our dedicated team work 24 hours a day to meet any requirements that you may have. Our aim is to exceed your needs, so please do not hesitate to pick up the phone to us day or night. We are here to assist you.
Branches
Call us on 04 506 8888 & hear a friendly voice.
Dubai First website
Our website will provide you with comprehensive and up-to-date information on the MasterCard Gold card, special offers and benefits as well as other important information about MasterCard Gold card.
Dubai First Online Services
Our website will provide you with comprehensive and up-to-date information on the MasterCard Gold card, special offers and benefits as well as other important information about your MasterCard Gold card.
24/7 Utility Bill Payment
Pay your utility bills quickly and easily 24/7 over the phone or with Dubai First Online Service.
Worldwide Acceptance
Accepted globally by over 25 million merchants.
Instant Cash Advances
Get access to cash quickly and conveniently at over 1 Million ATMs around the world.
Up to 4 FREE Supplementary Cards
Share your exclusive benefits with family members and build up rewards even faster.