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Maximum Cash Back with Classic MasterCard
| Overview Benefits that Outweigh the Competition. With the Dubai First Cash Back Classic MasterCard you get these amazing benefits: |
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| Travel Benefits Phone Dubai First Travel Assist to book your flights with 5% discount on the airfare and have the tickets conveniently delivered to your doorstep. Enjoy up to 7% discounts on Holiday Packages. |
CashBack Benefits Get Cash Back of up to 4.5% on your transactions. Cash Withdrawals, International Transactions, Utility Bill Payment & Balance Transfers bring you bonus cash back of up to 2%. |
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| Maximum Assurance Maximum Assurance is a credit shield that covers the outstanding balance on your credit card in case of Death, Permanent Disability or Involuntary Loss of Employment. You also receive a Cash Benefit of AED 200 per day if you are hospitalized. Bonus Benefits that come with the maximum Assurance:
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PremiumPrivileges Enjoy lifestyle benefits with our complimentary Premium Privileges booklet. You get over 100 buy-1-get-1-free offers on Dining, Entertainment and Beauty. |
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| PayPassTM Technology Your Dubai First Cash Back Gold MasterCard is equipped with PayPass™ technology. Simply tap your card on a PayPass™ reader to save time and enjoy convenience at select outlets for purchases of up to AED 100. To view the PayPass™ location click here. |
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Rewards
Tired of travel miles that take forever to accumulate? Or cards that give you benefits with strings attached? It’s time you experienced the practicality of cash back.Presenting, Dubai First Classic MasterCard, the only credit card that gets you up to 2.5% cash back. We understand that you need a credit card which not only saves you money, but also gives you convenience and control. So, we’ve developed a credit card that offers you just that.Dubai First Classic MasterCard rewards you for every Dirham you spend. Our cash back programme delivers the best payout in the industry with cash back on virtually any kind of spending.
- Up to 2.5% cash back on regular spend
- 2% cash back on balance transfers/loan on phone above AED 8,000 for 18 months tenure
How to earn your cash back?
| Your spend per month | You earn |
| AED 500 - AED 999 | 0.5% |
| AED 1,000 – AED 4,999 | 1% |
| AED 5,000 – AED 9,999 | 1.5% |
| AED 10,000 – AED 14,999 | 2% |
| AED 15,000 + | 2.5% |
Bonus cash back
Special Offers
Indulge in yourself with our choice of premium privileges, which provide special offers across dining, retail, entertainment, health and wellness and others.
To know more click here (link to the special offers page)
Dining privileges
MasterCard Gold card lets you indulge in tempting epicurean pleasures with a booklet containing 100 Buy 1 get 1 offers which provide savings only a few can match.
First Travel Access privileges
From incredible getaways in the Caribbean, to trekking in the Himalayas, MasterCard Gold card travel privileges introduce you to some of the best kept secrets the world over.
Your travel access privileges provide you the following:
- Whether travelling on business or leisure, unwind with complimentary lounge access at Dubai, Kuwait & Cairo international airports, irrespective of the Class or airline of travel
- Attractive discounts of up to 7% on travel packages booked through MMI travels
- 5% discount on airfare booked through travel assist
- Travel now and pay later through our 0% Easy Purchase Plan of up to 6 months
Financial Benefits
- Stay in complete control
MasterCard Gold card provides you total control of your finances, enjoy an interest-free credit period of up to 51 days when you pay 100% of your outstanding balance. You also have the flexibility to pay only the 5% minimum due on your outstanding balance as shown on your statement, within 21 days from your billing date. - Dial-a-Cheque facility
Need to send across a cheque for your child’s school fee or house rent? Call us to request for Dial-a-Cheque on your MasterCard Gold card and we will arrange a cheque with the requested amount to be delivered to your door step.
To know more click here - Loan on phone
An instant, low interest loan is available to you via the phone. You can pay the loan in equal monthly instalments over 3 to 24 months.
To know more click here - Balance Transfer
Benefit more by transferring your outstanding balance from other banks credit cards to MasterCard Gold card and enjoy special low interest rates. With a choice to repay the amount in 3 to 36 equal monthly instalments… your finances will be even easier to manage.
To know more click here - Easy Purchase Plans
Purchase any item greater than AED 1000 and nominate the same for our Easy Payment Plan with convenient monthly instalments of 3 to 36 months at a special interest rate.
To know more click here - Motor Insurance
Benefit from preferential rates and special benefits on comprehensive Motor Insurance due to our partnership with Oman Insurance.
To know more click here - Insurance Privileges
Maximum Assurance from Dubai First MasterCard.
No other credit card protects you better.
For the unforeseen circumstances that may prevent you or your family from meeting your financial commitments, Dubai First introduces Maximum Assurance - a comprehensive credit card insurance cover that offers you complete protection against life¹s adversities.
- Death due to any cause, up to AED 100,000
- Permanent total disablement, up to AED 100,000
- Involuntary loss of employment**
- Hospitalisation cash benefit of AED 200 per day.
Bonus Benefits
In addition, Dubai First provides unparalleled benefits such as:
- Life insurance with a flat cash benefit of AED 25,000 for Classic MasterCard and AED 50,000 for Gold MasterCard.
- Comprehensive Travel Insurance of up to AED 1,000,000 including travel accident insurance, emergency assistance/hospitalisation, travel inconvenience insurance, personal liability insurance and free baggage loss/delay insurance. read more…
All these benefits come to you FREE for the first one month. Thereafter, a nominal charge of 0.89% will apply on your monthly credit card balance. Secure the future of your family with Maximum Assurance from Dubai First, and give yourself the peace of mind you deserve.
*Terms and conditions apply.
**10% of your outstanding balance subject to a maximum of AED 4,000 per month.
Useful Information
Customer Service
Our dedicated team work 24 hours a day to meet any requirements that you may have. Our aim is to exceed your needs, so please do not hesitate to pick up the phone to us day or night. We are here to assist you.
Branches
Call us on 04 506 8888 & hear a friendly voice.
Dubai First website
Our website will provide you with comprehensive and up-to-date information on the MasterCard Gold card, special offers and benefits as well as other important information about MasterCard Gold card.
Dubai First Online Services
Our website will provide you with comprehensive and up-to-date information on the MasterCard Gold card, special offers and benefits as well as other important information about your MasterCard Gold card.
24/7 Utility Bill Payment
Pay your utility bills quickly and easily 24/7 over the phone or with Dubai First Online Service.
Worldwide Acceptance
Accepted globally by over 25 million merchants.
Instant Cash Advances
Get access to cash quickly and conveniently at over 1 Million ATMs around the world.
Up to 4 FREE Supplementary Cards
Share your exclusive benefits with family members and build up rewards even faster.