Lifestyle Benefits

Simply More Convenient Your Emirati Card allows you to spend more time with friends & family, doing the things you enjoy. You now have access to a host of complimentary concierge services tailored especially for you, to ease the pressures of your increasingly demanding lifestyle.

Documentation Service* Let us take care of the frustrating paperwork, queuing involved in immigration and applications related to it. This includes visas for maids, health card pick-ups, passport renewals, documentation typing and attestation services***.

Consular Services and Visa Drop-off* Take the hassle out of travelling abroad by letting our concierge desk arrange all your external visa requirements. You can also save time and inconvenience by arranging business and personal visas with our all inclusive Visa Drop-off service at Dubai and Abu Dhabi International Airports***.

Entertainment Ticket Delivery Make the most of your free time with two complimentary deliveries a month of movie or concert tickets.

Local Courier You are entitled to two free courier deliveries a month anywhere in the UAE. Just one call and we will quickly collect and deliver your parcel.

Flower Delivery ** Whether it’s a surprise for that special someone close to home or to congratulate a gesture for relative studying abroad, we deliver flowers for free anywhere in the world. Just call 04 33 55 678 from 8 am to 8 pm, every day except Fridays and Public Holidays.

Simply More Accessible Travelling is one of life’s greatest pleasures, visiting new and exciting places around the globe. As an Emirati Card member you will benefit from a wide range of travel privileges including a complimentary Dubai First Travel Assist. Where do you want to go? What do you wish to see? Pick a place and let us take care of all the details for you.

Travel Benefits*

Whether travelling for leisure or business, your Emirati card provides you complimentary airport lounge access at Dubai, Cairo, Kuwait, Riyadh, Jeddah and Dammam international airports. Other benefits include a 3% discount on airfare if you fly within the GCC, a 5% discount on airfare to other destinations with up to 7% discount on hotel reservations and standard vacation packages for bookings made through Dubai First Travel Assist.

Book By Phone Simply enjoy the convenience of making travel arrangements over the phone and having the tickets delivered to your doorstep with Dubai First Travel Assist. To benefit from these privileges, just call Dubai First Travel Assist on 04 506 8888 and pay with your Emirati Card.

Simply Stress-Free With your Emirati Card, life on the road is now more pleasurable than ever.

Registration and License Services* We understand the value of time so we have brought to you the convenience of free car registration service. Call us and we will pick up your car from your office or home and return it within a couple of hours with the new registration card.
To meet your needs when travelling abroad, we can assist you with obtaining an International Driving License.
To benefit from this complimentary service call 04 335 5678.

24-hour Roadside Assistance** Wherever you are travelling in the UAE, your Emirati Card gives you peace of mind in an emergency.

• Towing
• Battery boosting
• Lock out service
• Fixing flat tyres
• Mechanical failure
• Emergency fuel service

For 24-hour Roadside Assistance Just call 04 335 5678

Rewards -  Simply Exciting

Al Imtiaaz Rewards

Al Imtiaaz Rewards program is our way of rewarding you as you spend.
Every dirham you spend brings you cashback rewards and the more you spend the higher the rewards.

You will earn up to 5% Cashback rewards on virtually any kind of spend.

The rewards are calculated based on your monthly spend as follows:

Your Spend Per Month	Your Earn
AED1,000-AED4,999	1.0%
AED5,000-AED9,999	1.5%
AED10,000-AED14,999	2.0%
AED15,000+	2.5%

Your Spend Per Month	Your Earn
Grocery and Supermarket spend of AED 500	2.5%
International Transaction over AED 500	2.5%
Cashback on Balance transfer/Loan-on-Phone over AED 8,000 for 18+ months tenure	2.0%
Cash withdrawal of AED 2,000+ as single transaction	1.0%
Utility bill payments (DEWA, Etisalat)	0.5%

 

 

 

 

 

 

 

 

 

*Maximum cash back including bonus for any billing cycle is capped at AED 1,000.

Special Offers

Simply More Indulgent

Developed by Emiratis for Emiratis, the Emirati Card is a lifestyle accessory for the modern Emirati.

Enjoy more of the shopping and leisure you love, with benefits and offers whenever you use your Emirati Card at selected outlets. We have partnered with some of your favorite shops, restaurants, gyms and leisure outlets, so that when you pay with your Emirati Card you automatically enjoy preferential treatment and recognition.

Along with your card you will receive a Lifestyle Privileges booklet with a wide range of special deals and benefits that you will get when using your Emirati Card.

Some of the exclusive offers available on your Emirati card includes the following

Wellness First Program This exciting new health and fitness program has been designed keeping your health and wellness in mind. It allows complimentary* access to 7 premium health clubs in leading 5-star hotels across the UAE. Each club is a haven for relaxation, fully equipped with state-of-the-art fitness and leisure facilities, with no restrictions on the number of visits, timings, or days. You can experience the exclusive privileges of Wellness First at these locations in Dubai, Abu Dhabi & Sharjah. To know more click here

Kaya Skin Clinic Enjoy 15% off on Kaya Packages + Free Doctor's consultation + Complimentary Kaya Every Day Radiance worth AED 600, when a laser package is purchased Location: All Kaya Skin Clinic outlets, UAE

Al-Hawai Tyre Company (Pirelli)  Enjoy up to 20% discount Location: Al Rashidiya, Dubai

Proshine  Enjoy 50% off on polishing, interior shampooing, interior protection against dirt and stains  Location: Al Quoz, Dubai

Amazing Rent A Car Enjoy 15% discount at Amazing Rent A Car  Location: Al Mamzar, Dubai

Kashkha  Enjoy 10% Off on all purchases  Location: The Dubai Mall, Dubai; Dubai Festival City, Dubai; Jimi Mall, Al Ain; City Center, Doha, Qatar

Geelato Abaya Enjoy 30% Off on Abaya & Sheila Location: All store in the UAE

Bubbles ‘n Giggles Enjoy 10% Off on tag prices of collection items Location: Dubai Mall, Dubai

Smooth Lady - Abaya & Sheila Enjoy 10% Off on normal abaya, 20% Off on wedding abaya and 10% Off on jalabiya and wedding dress for henna parties. Free Abaya and Sheila for women embracing Islam. Location: Century Mall, Dubai

Abdul Samad Al Qurashi  Enjoy 25% Off on selected items Location: All store in the UAE

Khunji Enjoy 20% Off on purchases  Location: All store in the UAE

Elite Fashion Enjoy 20% Off on purchases  Location: Palm Strip Shopping Mall, Dubai

Feathers Fashion Enjoy 10% Discount on all products Location: Dalma Mall, Abu Dhabi

Classic Prestige Trading Enjoy 15% Off on purchases Location: Dubai Outlet Mall, Dubai

Arab Business Club Enjoy 20% off on Membership and 30% off Events fees.  Receive 50% off on events fees when accompanied by a guest; guest receives 30% off. www.arabbusinessclub.org

Al Wathba National Insurance Enjoy the following preferential rates: 15% off Personal Accident Insurance 12.5% off Home Insurance 10% off Comprehensive Motor Insurance 15% off Travel Insurance 5% off Yacht / Boat Insurance   For more offers click here

Financial Benefits

Simply More Flexible

With your Emirati Card you are in total control of your finances, enjoying an interest-free credit period of up to 51 days when you pay 100% of your outstanding balance. You also have the flexibility to pay only the 5% minimum due on your outstanding balance as shown on your statement, within 21 days from your billing date.

For extra convenience we offer the following Special Payment Plans: To take advantage of the above special payment plans just call your dedicated 24-hour Contact Centre on 04 506 8888

Loan-on-Phone

An instant, low-interest loan is available to you via the phone. You can pay back the loan in equal monthly instalments over 3 to 24 months.

To know more click here

Balance Transfer

Benefit more by transferring your outstanding balance from other banks’ credit cards to your Emirati Card and enjoy special low interest rates.

To know more click here

With a choice to repay the amount in 3 to 36 equal monthly instalments, your finances will be even easier to manage.

Easy Purchase Plan

Purchase any item*, anywhere in the world and pay for it in convenient monthly instalments of 3 to 36 months at a special low interest rate.

To know more click here

Useful Information

Simply Protected

Al Himaya Insurance

In case of a range of unfortunate events, you can rest assured that your Al Himaya Insurance covers your Emirati Card outstanding balance, and provides bonus benefits like hospital cash benefits, Life Insurance and Comprehensive Travel Insurance.

Al Himaya Insurance covers your Emirati Card outstanding balance in case of:

• Death due to any cause
• Permanent total disability
• Involuntary loss of employment*

Your Emirati Card also gives you bonus benefits:

Hospitalisation cash benefit of AED 200 per day

Life Insurance with a flat cash benefit of AED 75,000

Comprehensive travel Insurance up to AED 1,000,000 covering you in case of:

Purchase Protection

You benefit from free insurance for your local and international purchases to a maximum of AED 40,000 per year. This covers all goods purchased on the card in case of loss, theft or accidental damage.

Simply More Convenient

Our dedicated team work 24 hours a day to meet any requirements that you may have. Our aim is to exceed your needs, so please do not hesitate to pick up the phone to us day or night. We are here to assist you.

Branches

Call us on 04 506 8888 & hear a friendly voice.

Dubai First website

Our website will provide you with comprehensive and up-to-date information on the Emirati Card, special offers and benefits as well as other important information about your Emirati card.

Dubai First Online Services

Our website will provide you with comprehensive and up-to-date information on the Emirati Card, special offers and benefits as well as other important information about your Emirati card.

24/7 Utility Bill Payment

Pay your utility bills quickly and easily 24/7 over the phone or with Dubai First Online Service.

Worldwide Acceptance

Accepted globally by over 24 million merchants.

Instant Cash Advances

Get access to cash quickly and conveniently at over 800,000 ATMs around the world.

Up to 4 FREE Supplementary Cards

Share your exclusive benefits with family members and build up rewards even faster.