Business Card
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Unmatched flexibility. Unlimited business growth. More Spending Power Give your business more flexibility with seamless working capital, regulate your cash flow, plan your monthly expenses and keep up with the demands of your business. Dial-a-draft When special financing needs such as rent payments arise when least expected, you can choose the option of Dial-a-Draft and get instant access to cash whilst improving your cash flow with our flexible repayment plan. Additional Cards Now give your key employees the same flexibility, convenience and control with supplementary Dubai First Business Credit Cards. This is a special feature that lets you set individual credit limits to cards you issue to your key employees. Flexible Rewards For the first time ever, here’s a business card that turns your everyday business purchases into extraordinary benefits, including cash, travel or business rewards. Personal Account Manager Whether you need professional advice, information on vendors or support with any financial requirements, your Personal Account Manager can help you gain a significant business advantage with customised solutions, when you need them most. Business Privileges Expense Reports and Account Summaries |
Flexible Interest Rates For the first time ever, here’s a card that responds to your purchase pattern. No matter how large or small your business, your Dubai First Business Credit Card gives you flexibility just where you need it. An interest rate of 24.99% will be charged for the 1st Business Card Quarter* of your membership. During this Business Card Quarter, your monthly expenditure, repayment pattern and promptness of payments will be evaluated and this will determine your interest rate for the next Business Card Quarter. Below is a table that simplifies the interest rate calculation: ![]()
Flexible Advantages Instant Cash Advances Paying Your Credit Card Bill
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AvisUp to 20% off and Preferred® Service... View offer |
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Dav El10% off all transportation services... View offer |
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Best Western International20% off, room upgrade & late check-out.. |
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Star MetropolisReceive a healthy 25% discount at Star Metropolis...
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Dynatrade Auto ServiceEnjoy up to 30% extra value with Super Saver Servi... |
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Al Reyami InteriorsUse your Visa Commercial card when purchasing...
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Arab Orient Insurance CompanyGet insured with Arab Orient Insurance Company and... View offer |
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CompuMe & I2Visa Commercial cardholders can enjoy special benefit... |
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Rotana Hotels and ResortsPay less when booking your stay or meeting at Rota... View offer |
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Mandarin Oriental Hotel Group$50 Food & Beverage, or Spa credit... View offer |
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National Car RentalSave 10%, share the drive & more... View offer |
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Luggage ForwardSave up to 15% on luggage shipping... View offer |
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Hilton Worldwide HotelsSave 15% at select hotels in NYC... |
HertzSave $25 with Hertz around the world!... |
Thistle Hotels25% off rates, including breakfast... View offer |
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WORLDHOTELSSave 10% + Breakfast at Worldhotels... View offer |
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Sixt Rent A CarUp to 10% off at Sixt Rent a Car/Truck... View offer |
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Swissotel Hotels & ResortsStay in Style - Upgrade & Late Check-out... View offer |
Useful Information
Business Secure from Dubai First Business Credit Card.
No other credit card protects you better.
Free for the first month, Business Secure covers your Dubai First Business Credit Card outstanding balance in case of unfortunate events like death, permanent total disablement or critical illness, in addition to hospital cash benefits and comprehensive travel protection.
It’s the most comprehensive credit shield for your business.Business Secure covers your Dubai First Business Credit Card outstanding balance in case of:Schedule of Charges
| DESCRIPTION | FEE(% or AED) |
| Primary card annual membership fee | 1% of your credit limit |
| Over limit fee | AED 149 |
| Cash advance fee | 3% of cash advance amount or AED 60 whichever is higher |
| Liability letter | AED 100 |
| Sales draft copy | AED 50 |
| Returned cheque fee | AED 149 |
| Duplicate statement fee | AED 25 |
| Processing fee for dial-a-draft | AED 100 |
| Special benefits [Dial-a-draft] | ||||
| Tenure (months) | 6 | 12 | 18 | 24 |
| Flat monthly interest rate | 1.59% | 1.49% | 1.39% | 1.29% |
| Early settlement for dial-a-draft | 100(plus applicable interest charges) | |||